Family First Life Is Turning Heads!

Now Hiring!

Family First Life Is Now Hiring

Family First Life is turning heads in the industry and is being recognized by not only life insurance agents but many of the larger insurance carriers and other large IMO's. It is rare that you find a company that truly cares about the agents and puts their needs, goals and future, first, says Barb Goff, a successful agent with Family First Life. She goes on to say, "Since day 1, I feel Shawn Meaike cares about me, my family and my success." Anyone looking to become an agent or a seasoned veteran is welcomed to inquire about the opportunity at Family First Life!

Compensation

Family First Life's compensation is unlike any other in the industry. If you look around, you will see that no other IMO offers the top compensation that you will find here! Many agents that have joined the Family First Life organization feel that the compensation here is more than fair and give the agent a chance to earn an incredible income and a career that they can retire from in ten years time. At the same time, the IMO is also able to be very profitable. So much so that the IMO is able to provide additional monetary incentives to the agents.

Many IMO's in the industry cap the agent at a percentage where, in some cases, Family First Life, will start the agent off and it will only go up from there. Many other IMO's treat the insurance industry as an MLM and are looking to hire as many people as possible, but that is not the case at Family First Life. Our number one priority is the agent and teaching them how to sell life insurance, build an agency should they agent desire, and earn a living. All promotions earned and bonuses paid are done so based solely on production, regardless of the size of the agent's organization.

Vested Renewals Day 1

At Family First Life, we feel your client's are yours and you should be compensated accordingly. From day one, all renewals on your book of business belong to you, the agent! This is the case whether you chose to stay with the company or move on.

Contact us today to learn more about the INDUSTRY'S best kept secret! Family First Life's top compensation is 2nd to none!

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The Pitfalls Of Work Sponsored Life Insurance

Work Life Insurance

The Pitfalls Of Work Sponsored Life Insurance

As a life insurance agent, it is common to hear the misconception that people are fully covered and have adequate coverage with life insurance because their employer provides them with a plan. This however could not be further from the truth. Although employer sponsored life insurance is inexpensive and coverage is guaranteed to a certain limit, it is not something that can be counted on or relied on to take care of your family. Life insurance is the most important purchase you make in your life if you have a family that relies on your income. Listed below are some of the pitfalls of work sponsored life insurance:

The death benefit may not be enough for your family

Generally there are limits on the amount of coverage that can be purchased. The amount of coverage is usually based on your income. In some cases, you can purchase additional coverage up to four to six times your salary, but that may require a medical exam. Some professionals recommend a person carry as much as twelve times their salary, so life insurance provided by your employer falls way short of that figure. The exact amount of coverage needed varies from person to person and the exact plan varies as well.

If you are single, have no children, no mortgage and have no assets with a co-signer, then employer sponsored life insurance may be enough coverage for you,

When you leave your job, you lose your coverage

People every experience the loss of health insurance and the same generally applies to life insurance when you lose your job or decide to leave. Not having any life insurance during this time could be detrimental to your family, should something happen to you. Also, if during this gap you are diagnosed with a critical or terminal illness, you may become uninsurable. This is just another critical aspect to consider. Most work life insurance policies lack a convertibility option, but even when that is an option, the new policy is based on your current age and risk class at that time and premiums will reflect such.

The premiums may not be competitive

Depending on the plans offered by the employer, the policy's premiums may not be the best available for you. Most employer sponsored life insurance plans usually have an increasing premium that will occur in five year increments. If you are healthy and insurable, seeking personal life insurance is worth looking into. Just as you do with most other things you purchase and considering how important life insurance is, you should make sure you are getting the most coverage possible for the best possible price.


It is always important to make sure you meet with a qualified licensed life insurance professional to determine what options are available for you. Contact Family First Life to schedule a consultation with one of our agents, today!

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Have You Ever Looked At The Living Benefits Of Life Insurance? Amazing!

Living Benefits

Have You Ever Looked At The Living Benefits Of Life Insurance? Amazing!

Many people think of life insurance as something that pays out only upon the death of the insured. Although this is true and the most significant benefit of life insurance, many people overlook all of the "living" benefits of life insurance and what those benefits can provide. The question you have to ask yourself is not, "What happens if I die?", but "What happens if I live?" The living benefits for some people, in some situations, find the living benefits of life insurance far more valuable than the death benefit. Below I will go over the different options that may be available to you.

Cash Back Option

Most people know of term life insurance as a product that you pay of a specified period of time and at the end of that time period, the insurance if not used, the money is gone. This for some people seems like a waste of money. For those people, or people that would like to get something back, the Cash Back Option is a great benefit. It is an option that is available on a term product and at the end of the specified period of time, the insured is able to get 100% of the money paid into the policy as a lump sum disbursement. This is generally a great option for people with a mortgage and would like to provide protection to their loved ones and at the same time would like to payoff their mortgage early.

Disability Income Rider

This is a great rider for people that may have a concern in meeting their monthly financial obligations, including their mortgage payments, in the event of becoming disabled. Generally there is a 90 day waiting period and this disability income can be generally received for up to two years. It is a great supplement to an existing disability insurance policy and can provide additional much needed cash during this difficult time.

Chronic/Critical Illness Rider

This is a rider that will pay you, while still living, a portion of your total death benefit should you be diagnoses with a Chronic/Critical Illness. This amount can be significant if the policy has a large death benefit. Being diagnosed as chronically ill can be a difficult time in a person's life and having access to to a large sum of money upfront, or monthly payments, can ease the burden of having to deal with financial obligations.

Terminal Illness Rider

This is a rider that provides the insured with a portion of the total benefit if the insured is diagnosed with a Terminal Illness and has twelve months to live or less. The benefits can be used to help you cover medical costs, replace lost income or pay whatever expenses you see fit. This can be a significant amount of money and can help ease the burden of having to deal with your financial obligations during this difficult time in your life.

Tax-Free Retirement

Using the cash accumulation of a high cash value life insurance policy, like an indexed universal life policy allows the insured, at a specific period of time, chose to have the policy begin to pay them back and receive this money as a Tax-Free benefit. This is a great option that may not have the option to enroll in a 401K, do not qualify for a Roth IRA, people concerned with the state of social security or anyone that just wants to ensure they don't outlive their retirement nest egg.

Contact a qualified professional with Family First Life today, to schedule an appointment to review your life insurance needs.

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What Is The MIB And How Does It Affect You?

MIB

What Is The MIB And How Does It Affect You?

The medical Information Bureau is a company based in Massachusetts that maintains a database of extensive medical information to help underwriters determine if a client qualifies for life insurance or health insurance. If an applicant applies for life insurance and there are any discrepancies between the answers a client has given on an application, the underwriter may ask for additional information, or may decline the application based on the data received from the MIB.  In addition to a client's medical information, the MIB also keeps record of the number of times a request has been made. Insurance companies want to ensure that when issuing a policy, the client fits the risk class they have applied for. This helps keep premiums in line with the risk taken by the insurer.

Fraud

The MIB is also able to help determine fraud. If there are an abnormal number of requests from the MIB, it could alert the company to a "murder for profit" scheme. If there are many requests coming through on many small applications or a few large applications, it alerts them to a possible scheme. If they feel this is happening, at that point they would contact the authorities. It will also give insurers information as to the risk class an applicant may have been given by another insurer and if a consumer attempts to falsify information on an application, it would immediately be caught on an MIB report. Based off this is false information, the application may be declined or the insured may be offered the same risk class.

Can I view my report?

Yes. It is possible that the information on a report was reported erroneously. An insured has the right to view what is on his/her MIB report. You can submit written notice to the MIB or call them and get a free copy of what has been reported. All declines on a policy will trigger a disclosure to the applicant with the necessary information to obtain a copy.

Ultimately, the MIB is able to ensure that risk-based premiums remain in-line with the risks taken by an insurance company and allows insurers to meet the financial obligations to their policy holders.

Contact our office today, to schedule an appointment to meet with one of our agents to determine what life insurance products you may qualify for.

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Accidental Death Life Insurance - Will It Pay?

Accidental Death Life Insurance - Will It Pay?

All too often, in a first-time meeting with a client, we discover that the life insurance that they had in place to protect their family was Accidental Death Life Insurance (AD&D) only. As with most things in life, anything that is too good to be true, almost always is. Generally speaking, all carriers' premiums are within 10% of each other, so when we see a premium that is not inline we know there is an issue. When someone says they have $100,000 worth of coverage for $8 a month and they are 40 years old, it sends up an immediate red flag. These policies aren't necessarily bad due to the inexpensive premiums, but it is an issue when they think they have a full coverage policy and they do not. These are great supplemental plans along with a traditional life insurance product. We will always recommend a full coverage policy with an accidental death rider.

What Is Accidental Death Life Insurance?

These are policies that will only payout the death benefit if the person's death arises as a result of an accident. This is only a problem, if the person's death is due to anything other than an accident and this is the only type of life insurance that the person has. 

Policy Review

It's important that you meet with a life insurance agent to review all of your policies to determine exactly what types of policies you have, when or if they will expire and the risk class you were given. It's best to figure out early on that you may not have what you thought you had when it comes to life insurance. Life Insurance premiums are always at their lowest when you are your youngest and in your best heath.

Contact us today to schedule a review to make your your family is protected for years to come!

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When Is It a Good Time to Buy Life Insurance?

When Is It a Good Time to Buy Life Insurance?

It is not always easy to decide when is the best time to buy life insurance because there are many factors that need to be considered in that decision. With a little thought, though, and the right information, the decision about when to buy life insurance can be reduced to just a couple of things.

The Key Factor

The most important thing about when to buy life insurance is that none of us knows when we are going to die. While this might be a little gloomy, it is the truth, and means that at any moment any loved ones that we have that are counting on us for financial support, may suddenly end up with nothing but a large number of bills and the inability to continue living in the manner in which they are accustomed to.

In the event of your death, their future could become instantly uncertain when they have no way to pay the bills - including rent or mortgage payments, food, clothes, car payments and maintenance, health insurance, and so much more. In an instant it could all be gone. Life insurance can make a strong difference with much more pleasant and predictable results.

A Secondary Factor

Will your death mean that someone else could be left with a lot of your bills to pay? Even if you are single and young, it will still cost on average $10,000 to bury you. This figure does not include the cost of any medical bills that might be encountered prior to your death. There could be many medical bills from a car accident, an illness, or any number of other potential problems.

If you have bills not paid off yet, then buying life insurance to cover them is a good idea. This could include bills from a college education, a mortgage, a car, electronics or jewelry, or credit cards. This is especially important if you have a co-signor on any of these bills.

Another Important Consideration

Life insurance is very inexpensive when you are young. Most life insurance policies - both whole life and term insurance will lock you in at a specific rate. Whole life locks you in for the length of the policy and your rates will never change. Term life, however, locks your rate in for a period of years, or terms, which could be from 10 to 30 years.

Life Insurance Is Very Affordable While You Are Healthy

Not only does health insurance change with age, but it also changes as your quality of health changes. While you can always predict that you will grow older, you cannot anticipate what kind of health you will be in - say five years from now if you wait to buy your life insurance. It is possible to get certain illnesses, even if you do not have a family history or genetic reason to expect them, which could render you "uninsurable" by life insurance companies, or raise the rates so high that you can no longer afford them. Buying life insurance while you are healthy and not smoking or participating in dangerous hobbies or sports will enable you to get the most affordable life insurance rates possible.

Many times a term life insurance policy will guarantee renewability. This applies no matter what your health is at the time your first term life policy expires. While it does not guarantee low rates, it does guarantee that you can get more life insurance. On the other hand, if you become ill with certain illnesses and don't already have life insurance, you probably will not be able to get it at all.

When you go to buy life insurance there are three options you can buy: term life, whole life and Universal Life. While whole will be about three times as much as term life insurance, it lasts usually until age 110 or 120. Universal life is usually twice as much as term life insurance, but has many different variations and can act like whole life insurance and term life insurance and can also last until age 110 or 120. Universal life insurance can also be used to provide the insured with tax-free retirement. Term life insurance will also give you the most coverage for the best price and is usually best used in conjunction with a permanent life insurance plan.

To discuss what options are best for you, contact us today to schedule an appointment.

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Why You Should Review Your Life Insurance

Life Insurance Review

Why You Should Review Your Life Insurance

With most financial decisions, most people will always seek a second opinion; however, this does not always seem to be the case when it comes to Life Insurance. This is the one thing, above all else, that should be reviewed because if there is an issue, it is always better for it to be caught sooner than later. Life insurance premiums are always their lowest during a person's younger years and when they are their healthiest. If there is an issue with your current life insurance, it would be better to know now while it can still be fixed. Listed below are additional reasons why it is important to have your current life insurance policy reviewed:

Has your family grown?

If you have recently been married or have had children, you should have your life insurance reviewed to ensure the coverage is sufficient to ensure your spouse and children are taken care of should the unexpected happen. Things to consider is how will your family survive without your pay. There are also costs such as school tuition and future college expenses that must be taken into consideration.

Has Your health changed?

If your health has improved since you took out your current life insurance policy, you could be paying more than you should. It is possible that your risk class is no longer appropriate and you could be overpaying for your coverage. Also, many people over the last few years of stopped smoking and if your current policy has you listed as a smoker, you may now be able to qualify as a non-smoker.

Are you paying a competitive price?

There are many different insurance carriers with many different products. Most people always accept the first offer made to them and are unwilling to look for something better. This, however, could cost you thousands over the term of your policy. It makes sense to get a second opinion to ensure you are paying the best possible price for your life insurance.

Does your coverage equal your current needs?

As your income grows, generally your assets also grow. This includes your home, cars, investments, etc. If you were not here tomorrow, would your family be able to make the required payments on these assets? This is an important question that needs to be answered. It's important that your life insurance coverage is enough to ensure your assets can be covered.

Are your beneficiaries correct?

Often times the life insurance beneficiary lists the insured's estate listed as the beneficiary which would make the death benefit part of the estate and therefore could be taxable. This should be corrected to avoid this. Also, are the beneficiaries appropriate for who is currently in your life now?

When dealing with a competent life insurance professional, all of these questions can be answered in less than 15 minutes by allowing an agent do a policy review. Contact us today to schedule an appointment to make sure the most important financial decision you make is what you want it to be.

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First Comes Love, Then Comes Life Insurance

Life Insurance

First Comes Love, Then Comes Life Insurance

Life insurance is probably one of the last things on your mind when you’re planning a wedding, but it’s important to consider the responsibilities a life change like this brings. As a newlywed, you must think about your responsibilities to your spouse and make sure that they won’t face financial hardship if you pass away. The younger you are when you take out a life insurance policy, the lower the premiums and easier it is to buy. Putting it off for a few years could be a costly mistake.

The simplest way to buy a life insurance policy is to work with a qualified professional that can search several companies on your behalf. A professional advisor, knowledgeable in the many different products available to you,can make this a much easier task. If you have children and other financial obligations,you may need expert guidance about the type of policy and level of coverage that would be best for you. There is never a one policy fits all solution.

How Much Coverage Is Needed

How much life cover you need depends on various factors. You should at least have enough to pay for funeral costs and to clear any loans and debts you may leave behind. As a newlywed, you have a responsibility not to leave a financial burden for your spouse. If you have children, you probably need higher levels of life insurance to provide income protection. Ideally, you should have provision to generate a lump sum large enough to cover the future income needs of your family. Think about how many years you would need to provide an income for your children in the event of your death. When there is a mortgage involved, that also needs to be considered when determining the amount of coverage needed.

Today’s more complex family structures may mean that there are other people financially dependent on you. For example, your parents may need some financial support, and it’s important to think about what would happen to them in the vent of your death. It can be difficult to talk about these things, but it’s important to face up to them and have a conversation about life insurance and other provisions you may need to make.

Employer Sponsored Life Insurance

Your employer may offer some form of life insurance as a benefit, but don’t assume this is all you need. Take a look at the cover provided and what levels of insurance available. Life Insurance provided by work will usually have a conversion option, but it will be based on your age and risk class at the time you leave your employer, if that is an available option at all. Consider taking out additional coverage while you are at your youngest and the premiums are at their lowest. Always remember that when you change jobs, your coverage may or may not be convertible.


Contact my office today to schedule a meeting to discuss the options that are available for you.



Michael E. Pfeil
Licensed Field Agent
Family First Life
www.FamilyFirstLifeMD.com
mpfeil@familyfirstlifemd.com

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Life Insurance Statistics

Life Insurance Statistics: 40% of American adults have no life insurance, Over 50% of U.S. households lack adequate life insurance coverage. About 40% of people surveyed say they would have immediate financial trouble if the primary wage earner in their household died.

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Cost To Raise A Child In The U.S.

Life Insurance is more more important than ever, the day a child is born. According to the U.S. Department of Agriculture, the cost to raise a child is now approximately $245,340 / $304,480 (adjusted for Inflation) according to the "Cost of Raising A Child" report.

This is approximately $12,800 - $14,970 per child, per year in a two parent household with an income between $61,530 and $106,540. This can vary depending on location of the family and other factors. This number has grown significantly since the original report that was conducted in 1960 by the USDA's first "Cost Of Raising A Child" report.

“In today’s economy, it’s important to be prepared with as much information as possible when planning for the future,” said USDA Food, Nutrition and Consumer Services Under Secretary Kevin Concannon, per a written statement issued alongside the report. “In addition to giving families with children an indication of expenses they might want to be prepared for, the report is a critical resource for state governments in determining child support guidelines and foster care payments.”

With so many other factors to consider when determining the amount of Life Insurance that is needed, the number of children and their ages must also be factored in. In addition to the number of children, the mortgage, daycare costs, private school costs, college tuition and other debts the surviving spouse will have to endure, should a premature death occur, must be considered as well. It's important to contact a professional in the business to understand all of your options and have a plan in place, should the unexpected happen. Your family is too important to not take the time to make sure they are protected.

Most people don't plan to fail, they simply fail to plan.

Contact Family First Life Today!

(844) 298-7027

www.FamilyFirstLifeMD.com

Asset Protection, Wealth Preservation & Wealth Accumulation

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Companies Started or Saved By Life Insurance

High Cash Value Life Insurance

High Cash Value Life Insurance is one of the most under utilized investment vehicles, used today. With people like Suze Orman and Dave Ramsey telling everyone how terrible this product is and that no one should buy it, it's no wonder this product is so misunderstood. All financial products have their place, each for a specific situation. For anyone to have a one size fits all solution is incomprehensible. With the insurance industry being such a highly regulated industry, they would have discontinued offering the product, long ago.

If High Cash Value Life Insurance did not exist, the landscape of American business would look very different today. Below are a few famous companies that were either started or saved by Life Insurance.

Stanford University

Leland Stanford was the company's first president in 1868. He died in 1893 at which time the university fell upon difficult times financially. His wife, Jane L. Stanford, tried unsuccessfully, to raise the necessary capital to avoid a temporary closure of the school. She was, however, able to use the proceeds from her husband's Life Insurance policy to continue funding operations and to keep the school open.

Disneyland

Before Disneyland there was Walt Disney Studios, founded in 1923 in Los Angeles, CA. Eventually, Walt wanted something more and began to dream of opening an amusement park. Achieving traditional forms of financing proved to be difficult, so Walt decided to provide his own financing. In 1955 Disneyland was opened, in large part to his Life Insurance. He mortgaged everything he had, including his High Cash Value Life Insurance policies to fund the $17 million dollar venture.

JC Penney

James Cash Penney started working at a Golden Rule Store in 1898. He was eventually offered a partnership with the original owners. By 1907, the partnership was dissolved and and Penney purchased complete ownership of all three stores. Following the stock market crash of 1929 and the Great Depression, Penney found himself unable to meet payroll and day-to-day expenses. He was able to borrow from his two Life Insurance polices to help the company weather the storm.

McDonalds

In 1955, Ray Kroc decided to buyout his then partners Richard and Maurice McDonald. During the first eight years, Kroc did not take a salary. He had to overcome ongoing cash-flow issues and payroll expenses. He was able to borrower from two of his Life Insurance policies, in addition to borrowing money from his bank.

Foster Farms

Max and Verda Foster started Foster farms in 1939. They were able to do so with a $1,000 that was borrowed from their Life Insurance. They made an investment in an 80-acre farm close by Modesto, CA. They started out raising turkeys and then eventually, chickens. They now have over 10,000 employees and their products are sold globally.

The Pampered Chef

In 2002, The Pampered Chef was acquired by Berkshire Hathaway Corporation for $1.5 billion. Today the company has over 12 million customers. All of this started from $3,000 that Doris Christopher borrowed from her Life Insurance policy. She was able to use the cash to start the business from her suburban Chicago home in 1980.

To Learn More About High Cash Value Life Insurance, Call Family First Life Today!

(844) 298-7027

www.FamilyFirstLifeMD.com

Asset Protection, Wealth Preservation & Wealth Accumulation

Looking For A New Career? Visit Our Jobs Website www.FamilyFirstLifeJobs.com

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Actions Speak Louder Than Words!

Many people will say their family is their #1 priority, but...

Here is how they usually rank in order of importance...

Home Insured For $250,000

If home burns down, it is replaced because of Home Owner's Insurance.

 Car Insured For $45,000

If car is totaled, it is replaced because of Car Insurance.

Cell Phone Insured For $680

If you drop your cell phone, it is replaced because of Cell Phone Insurance.

Family Insured For $0

If Mom and/or Dad doesn't come tomorrow, as a result of death, the ability to pay for the home, car and cell phone cannot be replaced because there is no Life Insurance! You and your ability to earn money, IS YOUR #1 ASSET!  Your Family deserves to be put 1st!

Call Family First Life Today!

(844) 298-7027

www.FamilyFirstLifeMD.com

Asset Protection, Wealth Preservation & Wealth Accumulation

Looking For A New Career? Visit Our Jobs Website www.FamilyFirstLifeJobs.com

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Types Of Life Insurance

Life Insurance Basics

When looking for Life Insurance, it can be confusing due to the many different carriers and products that are available.  Each product serves a specific purpose to solve a particular problem.  Basically there are 3 types of Life Insurance;  1) There is Term Life Insurance; 2) There is Whole Life Insurance; and 3) There is Universal Life Insurance.  Below I will go over the fundamentals of each to help give you a better understanding of what each is and what each type is used for.

Term Life Insurance

Term Life Insurance is your most simplest form of Life Insurance and is based on a specific term for either 1 year, 10 years, 15 years, 20 years, 25 years or 30 years of coverage.  It is usually used to cover an asset that is financed for a specific period of time or it can be used to provide coverage for a specified period of time of an individual's life, at a very low price. You will find this to be the most cost effective coverage and the lower the term, the lower the price.

The downside to Term Life Insurance, is that once the coverage has expired, there is no cash value  (unless you have term life insurance with a cash-back option) and there no more coverage,  If there is still a need for Life Insurance, the individual will have to obtain a new policy based on their current age and risk class at that time the new coverage is sought.

Whole Life Insurance

Whole Life Insurance is a great option in that it provides permanent coverage, usually until age 110 or 121 years of age.  Whole Life also builds cash value that can be borrower from tax -free.  The cash values are usually guaranteed, but accumulate slower than you will find with Universal Life Insurance.  Whole Life Insurance is a great option for folks in their later years in life as this type of insurance will generally accept a person with medical issues and on medications that are usually not accepted by Term Life Insurance.

The downside to Whole Life Insurance is the price as compared to both Term Life Insurance or Universal Life Insurance.

Universal Life Insurance

Universal Life Insurance is basically a hybrid between Term Life Insurance and Whole Life Insurance.  Indexed Universal Life Insurance (IUL) is great for either providing Tax-Free Retirement either as a stand alone or as a supplemental Tax-Free Retirement option for folks, when structured properly.  Your cash accumulation is based on the growth of the S&P 500, or another index, but guaranteed not to lose money.

The benefits of using high cash value Life Insurance, like Indexed Universal Life (IUL) over a 401K or a traditional IRA is that the money is take out Tax-Free and does not count against your AGI (adjusted gross income) when it comes to social security benefits.  Receiving money Tax-Free provides comfort to people as the future tax rates are unknown.  Generally when people are in their retirement years, they have less tax write-offs and less tax deductions, so deferring taxes is generally not a good idea.


Contact Family First Life to discuss what Life Insurance Option may be best suited for you.

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Life Insurance Doesn't Have To Be Confusing

The insurance industry has and will always be confusing. Please feel free to contact us with any questions or concerns you might have!

844-298-7027

www.FamilyFirstLifeMD.com

Looking For A New Career? Visit Our Jobs Website www.FamilyFirstLifeJobs.com

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Life Insurance Frequently Asked Questions (FAQs)

Life Insurance FAQ

Q. Must my beneficiary have an insurable interest?
A. No. If you buy a policy on your own life, you become the owner of the policy. As the owner, you can name anyone as beneficiary, even a stranger!

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Fast Facts

Life Insurance Myth: I'm single, or married with no children, so I don't need life insurance.

Fact: Life insurance can help you cover your debts as well as help you provide for your loved ones in the event of death, even for those without children.

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Family First Life Launches Video Aimed At Attracting New Agents

Family First Life launched a new video aimed at attracting new agents to it's already successful team of nationwide agents.  Currently there are many regional opportunities still available and we are looking to add leaders around the country to grow our IMO throughout every state.

Family First Life

Visit www.FamilyFirstLifeJobs.com to learn more.

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Family First Life of Maryland

Family First Life of Maryland Agency Manager, Frank Eufemia, training Insurance Agents at our First Annual Convention.

This weekend's event was EPIC!  Our company is the fastest growing IMO in the insurance industry!  

Visit us today at www.FamilyFirstLifeJobs.com to see how you can be part of our amazing team!

www.FamilyFirstLifeJobs.com

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