Family First Life Is Turning Heads!

Now Hiring!

Family First Life Is Now Hiring

Family First Life is turning heads in the industry and is being recognized by not only life insurance agents but many of the larger insurance carriers and other large IMO's. It is rare that you find a company that truly cares about the agents and puts their needs, goals and future, first, says Barb Goff, a successful agent with Family First Life. She goes on to say, "Since day 1, I feel Shawn Meaike cares about me, my family and my success." Anyone looking to become an agent or a seasoned veteran is welcomed to inquire about the opportunity at Family First Life!

Compensation

Family First Life's compensation is unlike any other in the industry. If you look around, you will see that no other IMO offers the top compensation that you will find here! Many agents that have joined the Family First Life organization feel that the compensation here is more than fair and give the agent a chance to earn an incredible income and a career that they can retire from in ten years time. At the same time, the IMO is also able to be very profitable. So much so that the IMO is able to provide additional monetary incentives to the agents.

Many IMO's in the industry cap the agent at a percentage where, in some cases, Family First Life, will start the agent off and it will only go up from there. Many other IMO's treat the insurance industry as an MLM and are looking to hire as many people as possible, but that is not the case at Family First Life. Our number one priority is the agent and teaching them how to sell life insurance, build an agency should they agent desire, and earn a living. All promotions earned and bonuses paid are done so based solely on production, regardless of the size of the agent's organization.

Vested Renewals Day 1

At Family First Life, we feel your client's are yours and you should be compensated accordingly. From day one, all renewals on your book of business belong to you, the agent! This is the case whether you chose to stay with the company or move on.

Contact us today to learn more about the INDUSTRY'S best kept secret! Family First Life's top compensation is 2nd to none!

Read More

Why A Career At Family First Life?

Company Overview

Our mission at Family First Life is to make the families we protect and the families of our agents our number one priority. Trust and loyalty is not given it is earned and all of us at Family First will give everything we have to earn it with our clients and our agents.

We specialize in mortgage protection life insurance, final expense life insurance, retirement planning through indexed universal life policies and retirement protection through the use of fixed index annuities. We have multiple insurance carriers inclusive of Americo, American Amicable and various others that we work with in order to be able to meet all the client's needs.

Goal For Our Agents

With regards to our agents, we believe that every full time agent that works with us should net a minimum of $100,000 per year. This is the reason we offer very competitive contracts and strong renewals on multiple products. The sales training provided at Family First is very structured and places all our agents in a position to be successful. 

The lead program that we have allows all agents to have qualified mortgage, final expense and annuity leads. We want our agents helping more families than they ever dreamed possible, while also being allowed to enjoy their lives with their own families while achieving financial independence. If you truly enjoy helping families and believe that you deserve to be paid what you are worth, then Family First Life will probably be a very good fit for you whether it is part time or full time.

Highest Industry Compensation Plans

Our compensation plan at Family First Life is the HIGHEST in the industry! Raises in commission are given every two months based upon production numbers. Also, if you are a high producer with proof of previous production then a higher starting commission level would be negotiable.

FFL Comp Plan

Innovative Lead Program

We have the ability to generate brand new leads in any area an agent would like, whether that’s a zip-code, city, or county. Our leads are also purchased, NOT rented. When an agent buys a lead here they don’t need to worry about our leads being sold to numerous agents in Family First Life. Once you buy a lead, it’s yours, forever. Brand new lead prices are based on your commission rate which would mean your leads will only be $22 each.

Call in lead program: All of our leads that we mail out have an 800 phone number on the lead, which generates a call in lead when the client calls us requesting information. We have a call in lead department that is in charge of directing that client back to the original agent who purchased the data.

Take a look at a few of these lead samples here.

At Family First Life we have leads for any budget. Our lead prices range from 50 cents to $30 each. Our lead types range as well, we believe in offering many different options and allowing the agents design their own lead program.

Our Most Popular Options:

• Direct Mail Mortgage Protection leads
• Direct Mail Final Expense leads
• Exclusive/non-exclusive Internet Life Insurance leads
• Qualified Final Expense Telemarketing leads
• Call in leads for both Mortgage Protection and Final Expense

Income Streams

Family First Life gives you the ability to earn money from multiple income streams. If you want to build an agency you can, but is definitely not required to earn a substantial income. If you want to grow your own business, you can, which would give you the ability to earn more!

Income Streams Possible:

1. Direct Sales Commissions
2. Agency Overrides
3. Agency Bonuses
4. Renewals

Commission Breakdown For Direct Sales Commissions

The National Average for monthly insurance premiums are $84.00 per month. However, the average at Family First Life is over $100. This is due to our agents being well informed and trained and able to offer a higher value to our clients.

We will use $84.00 per month in the example below:

$84.00 X 12 = $1,000 (Annual Premium)

X 80% (Compensation Level)

= $800 Commission

X 75% (Advance From Carrier)

$600 (Deposited Into Your Account)

$200 (Paid month 10)

How many families can you help per day? How many families can you help per week? How many families can you help per month? If you like helping people, there is no limit on your income potential!

Commission Breakdown For Override Commissions

If you decide to start an Agency with Family First Life, you would receive an override commission on any agent that you hire. The override commission is equal to the difference in commission levels between you and your agents. 

In the example below the override is 15%:

Override On Commissions

Commission Breakdown For Renewal Commissions

Renewal Commissions are paid Annually on certain types of policies when the contract renews at the end of the year. Here at Family First Life your renewals are vested from day 1! We don’t believe in keeping your money. If you leave Family First Life, you take the renewals you've earned along the way, with you.

Here is an example of how renewals work:

Renewals

Monthly Boot Camps

We hold monthly boot camps that are run by our top producers as well as the owner of the company himself Shawn Meaike. We currently have these meetings in over 15 cities across the country.

Boot Camp Locations

FREE Training

In addition to the monthly boot camp training, we also offer instructional manuals and weekly training calls that not only go over the specific products, but sales techniques as well.

We have a Product Training call every Thursday at 11:00 AM EST. This call is usually hosted by one of our insurance carriers.

We have a Sales Training call every Friday at 11:00 AM EST. This call is hosted by Shawn Meaike who is usually joined by other Family First Life top producers.

CRM (Customer Relationship Manager)

Our innovative tracking system uploads our agent’s leads into our CRM system as soon as they come in. This allows the agent to track the status of the lead in every stage; therefore, making their lives a lot more organized and ensuring detailed attention to each and every client.

CRM

Message From The President and CEO of Family First Life

If you are interested in learning more about the Family First Life opportunity, contact us today!

Read More

Cost To Raise A Child In The U.S.

Life Insurance is more more important than ever, the day a child is born. According to the U.S. Department of Agriculture, the cost to raise a child is now approximately $245,340 / $304,480 (adjusted for Inflation) according to the "Cost of Raising A Child" report.

This is approximately $12,800 - $14,970 per child, per year in a two parent household with an income between $61,530 and $106,540. This can vary depending on location of the family and other factors. This number has grown significantly since the original report that was conducted in 1960 by the USDA's first "Cost Of Raising A Child" report.

“In today’s economy, it’s important to be prepared with as much information as possible when planning for the future,” said USDA Food, Nutrition and Consumer Services Under Secretary Kevin Concannon, per a written statement issued alongside the report. “In addition to giving families with children an indication of expenses they might want to be prepared for, the report is a critical resource for state governments in determining child support guidelines and foster care payments.”

With so many other factors to consider when determining the amount of Life Insurance that is needed, the number of children and their ages must also be factored in. In addition to the number of children, the mortgage, daycare costs, private school costs, college tuition and other debts the surviving spouse will have to endure, should a premature death occur, must be considered as well. It's important to contact a professional in the business to understand all of your options and have a plan in place, should the unexpected happen. Your family is too important to not take the time to make sure they are protected.

Most people don't plan to fail, they simply fail to plan.

Contact Family First Life Today!

(844) 298-7027

www.FamilyFirstLifeMD.com

Asset Protection, Wealth Preservation & Wealth Accumulation

Read More

Another Record Week!

President and Founder, Shawn Meaike, just announced that as a company we are well on our way to a record breaking week for production! Many agents have helped 10+ families and the week is just starting. "We have over a dozen people that have helped 10+ families and we are only 2 production days into the week". The bar has been raised! There are agents producing at a record pace and have only been with the company less than a month.

We have a significant amount of momentum...!!! 

As our company expands, we are always looking for new agents, with our without experience. If you like helping people, not afraid to work and build your own business, Family First Life may be a fit for you! We are hiring in all states, either part-time or full-time. Contact our office at hr@familyfirstlifemd.com to schedule a confidential interview, today!

To Learn More, Call Family First Life Today!

(844) 298-7027

Career Website

Asset Protection, Wealth Preservation & Wealth Accumulation

Read More

Why Family First Life For Your Career?

Watch Our Video To See If We May Be A Good Fit For You!

www.FamilyFirstLifeJobs.com

Read More

Companies Started or Saved By Life Insurance

High Cash Value Life Insurance

High Cash Value Life Insurance is one of the most under utilized investment vehicles, used today. With people like Suze Orman and Dave Ramsey telling everyone how terrible this product is and that no one should buy it, it's no wonder this product is so misunderstood. All financial products have their place, each for a specific situation. For anyone to have a one size fits all solution is incomprehensible. With the insurance industry being such a highly regulated industry, they would have discontinued offering the product, long ago.

If High Cash Value Life Insurance did not exist, the landscape of American business would look very different today. Below are a few famous companies that were either started or saved by Life Insurance.

Stanford University

Leland Stanford was the company's first president in 1868. He died in 1893 at which time the university fell upon difficult times financially. His wife, Jane L. Stanford, tried unsuccessfully, to raise the necessary capital to avoid a temporary closure of the school. She was, however, able to use the proceeds from her husband's Life Insurance policy to continue funding operations and to keep the school open.

Disneyland

Before Disneyland there was Walt Disney Studios, founded in 1923 in Los Angeles, CA. Eventually, Walt wanted something more and began to dream of opening an amusement park. Achieving traditional forms of financing proved to be difficult, so Walt decided to provide his own financing. In 1955 Disneyland was opened, in large part to his Life Insurance. He mortgaged everything he had, including his High Cash Value Life Insurance policies to fund the $17 million dollar venture.

JC Penney

James Cash Penney started working at a Golden Rule Store in 1898. He was eventually offered a partnership with the original owners. By 1907, the partnership was dissolved and and Penney purchased complete ownership of all three stores. Following the stock market crash of 1929 and the Great Depression, Penney found himself unable to meet payroll and day-to-day expenses. He was able to borrow from his two Life Insurance polices to help the company weather the storm.

McDonalds

In 1955, Ray Kroc decided to buyout his then partners Richard and Maurice McDonald. During the first eight years, Kroc did not take a salary. He had to overcome ongoing cash-flow issues and payroll expenses. He was able to borrower from two of his Life Insurance policies, in addition to borrowing money from his bank.

Foster Farms

Max and Verda Foster started Foster farms in 1939. They were able to do so with a $1,000 that was borrowed from their Life Insurance. They made an investment in an 80-acre farm close by Modesto, CA. They started out raising turkeys and then eventually, chickens. They now have over 10,000 employees and their products are sold globally.

The Pampered Chef

In 2002, The Pampered Chef was acquired by Berkshire Hathaway Corporation for $1.5 billion. Today the company has over 12 million customers. All of this started from $3,000 that Doris Christopher borrowed from her Life Insurance policy. She was able to use the cash to start the business from her suburban Chicago home in 1980.

To Learn More About High Cash Value Life Insurance, Call Family First Life Today!

(844) 298-7027

www.FamilyFirstLifeMD.com

Asset Protection, Wealth Preservation & Wealth Accumulation

Looking For A New Career? Visit Our Jobs Website www.FamilyFirstLifeJobs.com

Read More

Suze Orman & Dave Ramsey, Wrong? Absolutely!

Many people in Middle Class America listen to and follow the advice of both Suze Orman and Dave Ramsey.  People expect that the advice they are giving is accurate based on their celebrity status. However, the worst possible advice they could give, is their opinion regarding High Cash Value Life Insurance. They are both either ill-informed regarding the product or maybe think that Middle Class America lacks the intelligence to understand an advanced wealth concept such as this.

If High Cash Value Life Insurance was the "worst possible investment" (Dave Ramsey) anyone could make and "NO" one should ever buy it, then why are all of the major banks and large corporations in America invested so heavily in this product.  Banks hold so much of this type of Life Insurance that it has it's own name, BOLI (Bank Owned Life Insurance).  The assets are so strong that the FDIC allows banks to classify their High Cash Value Life Insurance holdings as Tier I capital because of its ability to be easily converted into cash.

In 2012, there were approximately 1,110 BOLI cases sold for approximately $4.4 billion in assets. Many of these policies are single premium purchases with an average premium of $2 million  dollars. In 2012, approximately 55% of all banks held BOLI assets.

Banks hold High Cash Value Life Insurance for the same reason that we advise our clients to do on a daily basis.  Below are the major reasons why this is a great product to invest in:

1) The interest earned is typically significantly higher than other investments with similar risk.

2) Money grows Tax-Deferred.

3) Money can be withdrawn Tax-Free.

4) Investment diversification.

5) Provides a death benefit.

6) There is no waiting period to withdraw money from account.

If our banks, corporations and super wealthy in America use High Cash Value Life Insurance, then why is it not an acceptable investment vehicle for the middle class? This is a Wealth Concept that needs to be shared and understood by everyone!  

Michael Pfeil

Family First Life
Asset Protection, Wealth Preservation & Wealth Accumulation

www.familyfirstlifemd.com

mpfeil@familyfirstlifemd.com


Looking For A New Career? Visit Our Jobs Website www.FamilyFirstLifeJobs.com

Read More

FREE Insurance Class!

Family First Life and ExamFX have partnered and offering a FREE Insurance Licensing Class for the month of February, 2015!

Please visit www.FamilyFirstLifeJobs.com and click on the Agent Inquiry button to learn more!

www.FamilyFirstLifeJobs.com

Read More

Family First Life Launches Video Aimed At Attracting New Agents

Family First Life launched a new video aimed at attracting new agents to it's already successful team of nationwide agents.  Currently there are many regional opportunities still available and we are looking to add leaders around the country to grow our IMO throughout every state.

Family First Life

Visit www.FamilyFirstLifeJobs.com to learn more.

Read More

Great Week At Family First Life!

Family First Life MD Is Expanding!

Family First Life MD is expanding!  We just added 3 quality licensed agents with a great deal of experience this week. They are ready to help families in Florida, Texas, and Tennessee! We are still looking for help in NC and VA.  If you know of someone or if you are looking to be part of a growing and successful company, please visit us at www.FamilyFirstLifeJobs.com, today! 


Visit is at www.FamilyFirstLifeJobs.com to join our already successful team!

Read More

Family First Life Launches New Website

FamilyFirstLifeJobs.com

Family First Life Announces Its Launch Of A Website Dedicated To Hiring Agents

By Frank Eufemia

January 14, 2015

Baltimore, MD – The Maryland branch of Family First Life announced today that it will be launching a new website, FamilyFirstLifeJobs.com, aimed at providing a single location where prospective insurance agents can review, apply and learn about the opportunity provided by Family First Life.  The site will provide agents with information about the company and resources provided by the company.  If an agent chooses, they can either call their Toll-Free number directly and be connected to a manager with the company or submit their information for a confidential call back.  The company is hiring both new agents and current agents that already hold an insurance license. 

Family First Life was founded in December, 2014 by Shawn Meaike and is currently the fastest growing insurance IMO in the nation.  They are also, in the short period of time they have been open, hold the number one position, in terms of sales, with several insurance carriers.  Family First Life recently announced the formation of an “Advisory Board” to provide Shawn with sound advice on the growth and direction of the company. 

The Maryland branch was opened and started by Frank and Jaime Eufemia, Advisory Board Members, and saw immediate success.  They are currently in an expansion phase and looking to hire agents around the country to join their team.  It has taken several months to implement the necessary infrastructure to support the number of agents they are looking to hire, which according to Frank Eufemia could be in the hundreds.  Agents who join the company will notice their compensation plan is higher than that provided by most IMOs, has a unique lead program, top notch training and they also allow their agents to keep and maintain 100% of their renewals.  All of this is done to ensure their agents have to ability to earn top pay in the insurance industry.

Please visit www.FamilyFirstLifeJobs.com to obtain information on becoming an agent with Family First Life!

For more information, please visit http://www.familyfirstlifejobs.com.

Contact Information:

To learn more about opportunity, please contact

Frank Eufemia, Agency Manager

Office: (443) 790-9341

Fax: (443) 213-1078

feufemia@familyfirstlifemd.com

###

Read More

Insurance Business Opportunity

Insurance Business Opportunity

Many opportunities exist if you are willing to open your eyes and see what is out there.  Almost all of them work, but it depends on what you are comfortable with and how much time and money you have to invest.  All opportunities don't necessarily require a substantial cash investment, some just require time and the willingness to learn!

Be careful of passing on everything you see only because the time does not seem perfect, or maybe you think you don't understand everything upfront.  Consider the following:

• Joe Green said NO to Facebook and lost $40 billion on passing.
• Ron Wayne sold his 10% share of Apple Inc. for $800 in 1976 which today would be worth $35 billion.
• Howard Schultz showed Starbucks to 242 investors and 212 said NO. Today Starbucks is worth $1.5 billion.

There are many stories like this out there.  Don't let one of these stories be yours!

If you are unhappy with what you are doing, or you would just like to change your life, be your own boss and have the ability to change your family's financial future forever, give me a call or send me a message to discuss what selling life insurance could do for you.



Michael Pfeil
Family First Life
www.FamilyFirstLifeMD.com
www.FamilyFirstLifeJobs.com
410-220-2785
mpfeil@FamilyFirstLifeMD.com

Read More

Family First Life Is Hiring In Maryland

Family First Life is Hiring in Maryland

Visit Us Online To Apply!

www.FamilyFirstLifeJobs.com

Read More