The Pitfalls Of Work Sponsored Life Insurance

Work Life Insurance The Pitfalls Of Work Sponsored Life Insurance As a life insurance agent, it is common to hear the misconception that people are fully covered and have adequate coverage with life insurance because their employer provides them with a plan. This however could not be further from the truth. Although employer sponsored life insurance...

Read More

Why Would I Buy Life Insurance For My Child?

Child Life Insurance Why Would I Buy Life Insurance For My Child? When the topic of life insurance for a child is brought up with a parent, at first it is almost an uncomfortable discussion. They seem to feel as though a life insurance policy on their child would create a situation where they would profit off of the death of their child. I personally...

Read More

What Is Decreasing Term Insurance?

Decreasing Term Insurance What Is Decreasing Term Insurance? Decreasing term life insurance is a type of life insurance where the death benefit decreases over the term of the policy. The premiums stay constant; however, because of this the premiums are less expensive than a standard term life insurance policy. This is an option that is generally...

Read More

If Your Student Loan Has A Cosigner, You Need Life Insurance!

Term Life Insurance Can Ease The Burden If Your Student Loan Has A Cosigner, You Need Life Insurance! The last thing anyone is thinking about when preparing to go to college and seeking financing is what will happen if a death were occur. Neither the student nor the cosigner have usually contemplated what to do if either were to die. The Consumer...

Read More

Have You Ever Looked At The Living Benefits Of Life Insurance? Amazing!

Living Benefits Have You Ever Looked At The Living Benefits Of Life Insurance? Amazing! Many people think of life insurance as something that pays out only upon the death of the insured. Although this is true and the most significant benefit of life insurance, many people overlook all of the "living" benefits of life insurance and what those benefits...

Read More

What Is The MIB And How Does It Affect You?

MIB What Is The MIB And How Does It Affect You? The medical Information Bureau is a company based in Massachusetts that maintains a database of extensive medical information to help underwriters determine if a client qualifies for life insurance or health insurance. If an applicant applies for life insurance and there are any discrepancies...

Read More

Accidental Death Life Insurance - Will It Pay?

Accidental Death Life Insurance - Will It Pay? All too often, in a first-time meeting with a client, we discover that the life insurance that they had in place to protect their family was Accidental Death Life Insurance (AD&D) only. As with most things in life, anything that is too good to be true, almost always is. Generally speaking, all...

Read More

Are You Taking Advantage of Tax-Free Retirement?

Tax-Free Retirement Are You Taking Advantage of Tax-Free Retirement? At the end of the day, it is not how much you make that counts - it is how much you keep! Building a million dollar or five million dollar nest egg is great, but no one knows where taxes will be in the future and how much of that nest egg you will keep. The fact of the matter...

Read More

Why A Career At Family First Life?

Company Overview Our mission at Family First Life is to make the families we protect and the families of our agents our number one priority. Trust and loyalty is not given it is earned and all of us at Family First will give everything we have to earn it with our clients and our agents. We specialize in mortgage protection life insurance, final...

Read More

When Is It a Good Time to Buy Life Insurance?

When Is It a Good Time to Buy Life Insurance? It is not always easy to decide when is the best time to buy life insurance because there are many factors that need to be considered in that decision. With a little thought, though, and the right information, the decision about when to buy life insurance can be reduced to just a couple of things. The...

Read More

Why You Should Review Your Life Insurance

Life Insurance Review Why You Should Review Your Life Insurance With most financial decisions, most people will always seek a second opinion; however, this does not always seem to be the case when it comes to Life Insurance. This is the one thing, above all else, that should be reviewed because if there is an issue, it is always better for it...

Read More

First Comes Love, Then Comes Life Insurance

Life Insurance First Comes Love, Then Comes Life Insurance Life insurance is probably one of the last things on your mind when you’re planning a wedding, but it’s important to consider the responsibilities a life change like this brings. As a newlywed, you must think about your responsibilities to your spouse and make sure that they won’t face...

Read More

What is Return of Premium Life Insurance?

Return Of Premium Life Insurance What is Return of Premium Life Insurance? Many people know they need life insurance to protect themselves and their families, but they still procrastinate and put off this important purchase. One of the reasons so many people put off getting the life insurance they need is that the purchase process can often be...

Read More

3 Of The Biggest Mistakes Made By Each Generation

People never plan to fail, they simply fail to plan. Contact our office today and schedule a meeting to have one of our advisors discuss Asset Protection, Wealth Preservation & Wealth Accumulation strategies with you, tod...

Read More

Qualified Retirement Plan Risks

Over funding your qualified retirement plan could put your retirement at serious risk. Not only do you have to consider Market Risk, but the Tax Risk alone could be detrimental to your money when you need it the most.  Supplementing your retirement savings with a Tax-Free Retirement vehicle is a wealth principle most underutilized in middle...

Read More

Life Insurance Statistics

Life Insurance Statistics: 40% of American adults have no life insurance, Over 50% of U.S. households lack adequate life insurance coverage. About 40% of people surveyed say they would have immediate financial trouble if the primary wage earner in their household di...

Read More

401K versus Indexed Universal Life

In the past few decades, people have fallen prey to the myth that risking everything is far more valuable than safety, steady long-term growth and predictable income. Wall Street firms had much to gain by supporting this contrarian belief. Since the advent of the 401K, the stock market has almost quadrupled in total assets. This was a huge...

Read More

Cost To Raise A Child In The U.S.

Life Insurance is more more important than ever, the day a child is born. According to the U.S. Department of Agriculture, the cost to raise a child is now approximately $245,340 / $304,480 (adjusted for Inflation) according to the "Cost of Raising A Child" report. This is approximately $12,800 - $14,970 per child, per year in a two parent household...

Read More

Another Record Week!

President and Founder, Shawn Meaike, just announced that as a company we are well on our way to a record breaking week for production! Many agents have helped 10+ families and the week is just starting. "We have over a dozen people that have helped 10+ families and we are only 2 production days into the week". The bar has been raised! There are...

Read More

Smoking Will Cost You 6+ Million Dollars!

Last week I took my daughter to the mall. While walking in, she saw someone she knew from school and he was smoking. My daughter said, "Dad, that's gross!". I then replied, "That will probably cost him over a million dollars, too!". Today I wanted to run an Indexed Universal Life (IUL) Illustration just to see what this seemingly small amount...

Read More

Why Family First Life For Your Career?

Watch Our Video To See If We May Be A Good Fit For You! www.FamilyFirstLifeJobs.c...

Read More

Companies Started or Saved By Life Insurance

High Cash Value Life Insurance High Cash Value Life Insurance is one of the most under utilized investment vehicles, used today. With people like Suze Orman and Dave Ramsey telling everyone how terrible this product is and that no one should buy it, it's no wonder this product is so misunderstood. All financial products have their place,...

Read More