Family First Life Is Turning Heads!

Now Hiring! Family First Life Is Now Hiring Family First Life is turning heads in the industry and is being recognized by not only life insurance agents but many of the larger insurance carriers and other large IMO's. It is rare that you find a company that truly cares about the agents and puts their needs, goals and future, first, says Barb Goff,...

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The Pitfalls Of Work Sponsored Life Insurance

Work Life Insurance The Pitfalls Of Work Sponsored Life Insurance As a life insurance agent, it is common to hear the misconception that people are fully covered and have adequate coverage with life insurance because their employer provides them with a plan. This however could not be further from the truth. Although employer sponsored life insurance...

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Why Would I Buy Life Insurance For My Child?

Child Life Insurance Why Would I Buy Life Insurance For My Child? When the topic of life insurance for a child is brought up with a parent, at first it is almost an uncomfortable discussion. They seem to feel as though a life insurance policy on their child would create a situation where they would profit off of the death of their child. I personally...

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What Is Decreasing Term Insurance?

Decreasing Term Insurance What Is Decreasing Term Insurance? Decreasing term life insurance is a type of life insurance where the death benefit decreases over the term of the policy. The premiums stay constant; however, because of this the premiums are less expensive than a standard term life insurance policy. This is an option that is generally...

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If Your Student Loan Has A Cosigner, You Need Life Insurance!

Term Life Insurance Can Ease The Burden If Your Student Loan Has A Cosigner, You Need Life Insurance! The last thing anyone is thinking about when preparing to go to college and seeking financing is what will happen if a death were occur. Neither the student nor the cosigner have usually contemplated what to do if either were to die. The Consumer...

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Have You Ever Looked At The Living Benefits Of Life Insurance? Amazing!

Living Benefits Have You Ever Looked At The Living Benefits Of Life Insurance? Amazing! Many people think of life insurance as something that pays out only upon the death of the insured. Although this is true and the most significant benefit of life insurance, many people overlook all of the "living" benefits of life insurance and what those benefits...

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What Is The MIB And How Does It Affect You?

MIB What Is The MIB And How Does It Affect You? The medical Information Bureau is a company based in Massachusetts that maintains a database of extensive medical information to help underwriters determine if a client qualifies for life insurance or health insurance. If an applicant applies for life insurance and there are any discrepancies...

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Accidental Death Life Insurance - Will It Pay?

Accidental Death Life Insurance - Will It Pay? All too often, in a first-time meeting with a client, we discover that the life insurance that they had in place to protect their family was Accidental Death Life Insurance (AD&D) only. As with most things in life, anything that is too good to be true, almost always is. Generally speaking, all...

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